How to Detect and Prevent Holiday Scams

How to Detect and Prevent Holiday Scams   Each year, thousands of people become victims of holiday scams. According to the FBI, in 2021, Americans lost over $6.9 billion to fraud, including $337 million in online shopping and non-delivery scams. Our goal is to...

What is a Credit Card and How Does it Work?

A credit card is a payment card issued to users to enable the cardholder to pay a merchant for goods and services based on the cardholder’s accrued debt.   How do Credit Cards Work? Once approved for a credit card, the financial institution sets a credit...

How to Establish and Build your Credit

Establishing good credit is a key step towards buying a vehicle, purchasing a home, or applying for a personal loan. Credit offers both benefits and risks. One major risk is the overextension of your use of credit- unable to make the monthly payment. What is Credit?...

A Step-by-Step Guide on How to Open a Business Bank Account

  If you’re joining the more than 30 million small business owners in the U.S., you must take several steps to get your business up and running, which can seem overwhelming. One step will be opening any necessary business banking accounts. A business owner...