Surviving Inflation in 2023

After more than two years of struggling through a global pandemic, U.S. consumers are now battling with surging inflation rates not seen in forty years. The average American household is spending as much as $460 per month more for the same items as last year according...
Business Ideas: What Business Can I Start With 10K?

Business Ideas: What Business Can I Start With 10K?

Your alarm clock rings, and an all-too-familiar feeling of dread comes over you. You can’t bear the idea of going through another day at your 9-to-5. You’re ready to become your own employer. You’re not the only one who feels this way. Research shows...

How to Detect and Prevent Holiday Scams

How to Detect and Prevent Holiday Scams   Each year, thousands of people become victims of holiday scams. According to the FBI, in 2021, Americans lost over $6.9 billion to fraud, including $337 million in online shopping and non-delivery scams. Our goal is to...

What is a Credit Card and How Does it Work?

A credit card is a payment card issued to users to enable the cardholder to pay a merchant for goods and services based on the cardholder’s accrued debt.   How do Credit Cards Work? Once approved for a credit card, the financial institution sets a credit...