Protect Yourself from Fraud this Holiday Season

November 14, 2023

During the holiday season, it’s important to be extra vigilant against scammers who are looking to take advantage of your generosity and festive spirit. With online shopping being one of the most frequently exploited channels used by scammers, here are some ways to protect yourself this holiday season.

Make sure to only shop on reputable websites and avoid clicking on any suspicious links. Phishing emails and fake websites can trick you into giving away your personal and financial information. Always double-check the URL and make sure it is a legitimate website before entering any sensitive information. By following these simple precautions, you can enjoy the benefits of online shopping without putting yourself at risk.

Another way to protect yourself is to safeguard your passwords. Use different passwords for different accounts and make sure they are strong and difficult to guess. To create a strong password, use a combination of uppercase and lowercase letters, numbers, and special characters. Avoid using personal information like your name, birthdate, address, or last four numbers of your social security number, in your password.

Additionally, be on the lookout for skimming devices when using your credit or debit card at a store. These devices can be placed on card readers by fraudsters in order to steal your card information, including your name, card number, and security code.

Public wi-fi is another area to be cautious of. Avoid shopping or accessing sensitive information while on public wi-fi, as it may not be secure. One option is to use your mobile data instead of public wi-fi when you need to access sensitive information.

If you come across job ads promising easy money from home, be wary. These are often scams designed to take your money or personal information. Check the legitimacy of the company and the job posting and be wary of any requests for personal information such as your social security number or bank account details.

Finally, if you receive requests for donations, always verify the legitimacy of the organization before giving any money. One of the easiest ways to do this is to search for the organization online and see if they have an official website. If you’re still unsure, you can also check with organizations like the Better Business Bureau or Charity Navigator to see if the organization is registered and in good standing.

By following these tips, you can help protect yourself from holiday scams and enjoy a safe and happy holiday season.