New Jersey Consumer
Checking Account

New Jersey Consumer Checking Act

The New Jersey Consumer Checking Act was established into law in 1991 and requires all state and federally chartered banks, saving banks, savings & loan associations and credit unions to offer a New Jersey Consumer Checking Account (NJCC). The purpose of this act was to make available a low-cost, low volume checking account for New Jersey residents.

Our NJCC account is a non-interest bearing account which provides you with a monthly statement showing all account activity. For your convenience, images of your cancelled checks are also enclosed with your statement.

Features of This  Account


Minimum of $50.00 deposit to open account.


Account must maintain a minimum balance of $1.00 to remain active.


We reserve the right to limit you to eight withdrawals or checks per month; additional transactions may incur a fee of $.50 per item.


Unlimited number of deposits.


Monthly service charge $3.00


There is a nominal charge for check printing.

Features of New Jersey Consumer Account

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