New Jersey Consumer Checking Account

The New Jersey Consumer Checking Act was established into law in 1991 and requires all state and federally chartered banks, saving banks, savings & loan associations and credit unions to offer a New Jersey Consumer Checking Account (NJCC). The purpose of this act was to make available a low-cost, low volume checking account for New Jersey residents.

Our NJCC account is a non-interest bearing account which provides you with a monthly statement showing all account activity. For your convenience, images of your cancelled checks are also enclosed with your statement.

Features of This Basic Checking Account

• Minimum of $50.00 deposit to open account.
• Account must maintain a minimum balance of $1.00 to remain active.
• We reserve the right to limit you to eight withdrawals or checks per month; additional transactions may incur a fee of $.50 per item.
• Unlimited number of deposits.
• Monthly service charge $3.00
• There is a nominal charge for check printing.