Personal Banking
The mission at ParkeBank is to continuously provide a wide range of financial products and services to meet the depository and credit needs of our small businesses, professionals and individual customers alike.
personal accounts > personal loans >Personal Accounts
Personal Checking Account This $100 minimum balance account is available to all individuals, FREE OF SERVICE AND ACTIVITY CHARGES. |
Statement Savings Account You will receive a monthly statement showing all transactions, an ATM card with no ParkeBank fees and high interest rates. There are no service or activity fees provided a balance of $100 is maintained. |
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Interest Checking Account This account has unlimited check writing and pays a high interest rate. There are no service or activity charges, provided you maintain a balance of at least $1,000. You can combine all your accounts on one statement. |
Passbook Savings Account This account offers passbook convenience to record your transactions, pays monthly interest from date of deposit and has no service charges with a balance of $100 or more. Students, depositors age 55 and over and minors never pay service fees. |
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Parke Plus 55 Checking Account Our depositors age 55 and over can use this account for unlimited check writing. There is no minimum balance required and no activity or service charges, plus you'll earn interest. |
Individual Retirement Account Invest for your future at ParkeBank. Save for your retirement years by selecting from a variety of certificates of deposits to suit your investment strategy. Also ask us about rollover IRAs and Roth IRAs. |
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Certificates of Deposit Our certificates of deposits are available in amounts of $500 or more with interest being paid monthly, quarterly or at maturity. Interest rates are guaranteed for the term of the certificate. Check with a ParkeBank representative for frequent specials. Substantial penalties apply for early withdrawal. |
Money Market Account A ParkeBank Money Market Account will let you earn interest on your account with a daily minimum balance of $1,000 or more. Higher balances earn higher rates. You may make up to six (6) pre-authorized transfers a month of which three (3) can be third-party checks. |
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All first time check orders for 200 basic color checks are FREE for all ParkeBank checking accounts. Customers can apply for a Debit card that is free of ParkeBank service charges for checking, money market and statement savings accounts. |
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Personal Loan Products
Home Equity Loan If you are a homeowner put the value of your home to work for you. Borrow money for virtually any purpose with five, ten or fifteen year repayment terms. |
Residential Mortgage Turn to ParkeBank for a home mortgage when you wish to buy. Or check with us if your present rate is too high, we may be able to refinance your mortgage and save you money. We also provide construction loans, as well as permanent financing for the new home of your dreams. |
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Home Equity Lines of Credit Use your home's value to establish a line of credit you can use at any time. It's as easy as writing a check. Just pay the principal, plus interest, over the next 15 years. |
Auto Loan Ask about our rates and terms to suit your budget, whether your plans include a new or used vehicle. |
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Overdraft Lines of Credit We will gladly add a line of credit to your ParkeBank Checking Account to prevent the embarrassment and expense of "bounced" checks. |
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