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Mortgage Rates

Residential Mortgage Rates

Zero Points
3 Points

Rate

APR

Rate

APR

30 Year Fixed

Conforming

6.250%

6.263%

5.950%

6.249%

Jumbo

7.250%

7.264%

6.950%

7.268%

15 Year Fixed

Conforming

5.875%

5.896%

5.625%

6.118%

Jumbo

6.500%

6.521%

6.250%

6.753%

3/1 ARM with Floor of 5.00% APR

Conforming

5.750%

3.830%

5.500%

4.014%

Jumbo

6.125%

3.947%

5.875%

4.134%

5/1 ARM with Floor of 5.00% APR

Conforming

5.875%

4.231%

5.625%

4.390%

Jumbo

6.250%

4.402%

6.000%

4.565%

NOTES:

Conforming Loans are up to $417,000.00; Jumbo Loans are up to $1,500,000.00. Rates can be locked for 30 days. Add .50% to Rate with a Floor of 5.50% for Investment properties. Property must be zoned residential to qualify for these rates.

Fees and Costs

Appraisal **

$400.00

Credit Report

$21.00

Documentation Preparation Fee

$225.00

Flood Certification Fee

$15.00

** Call Us ** for Appraisal Fees for Jumbo Loans

Individual Borrowers - $21.00 Each for Credit Report

See our Financial Calculators

Loan information is provided to assist in evaluating alternatives only & does not constitute an offer to extend credit.

Rates are subject to change without notice.

This is not an advertisement to extend consumer credit by Section 226.2 of Regulation Z.

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